Guides / Work & money
Open a bank account
The documents banks ask for, the salary letter they’re picky about, and how long it takes.
Last reviewed: 9 October 2026
- Time
- About 3–5 working days
- Needs
- QID + salary letter
- Cost
- Usually free for salary accounts
Your salary will be paid into a local bank account, and you’ll need a chequebook to rent a home. Banks need your QID to activate an account, so this usually happens in your second or third week.
Before you start
- Your QID (or residence permit, if the card isn’t printed yet)
- Passport with visa or residence pages
- Salary certificate on company letterhead — job title, start date, salary in QAR, signed and stamped
- Proof of address (lease or a recent phone or utility bill), if asked
- Passport photos
Step by step
Ask HR which bank
Some employers have an arrangement with a particular bank that makes opening faster. Ask for your salary certificate at the same time.
Check the salary letter
It is the document most often sent back. Make sure it shows your position, start date, contract type and salary in QAR, and is signed and stamped.
Apply in branch or online
Many banks let you start online. Either way, the account only becomes active once they have seen your QID.
Collect card and chequebook
Debit cards are often ready in a few days — some branches print them on the spot. Ask for a chequebook straight away if you will be renting; landlords often want post-dated cheques.
Set up the app
Activate online banking and turn on transaction alerts.
What it costs
| Salary account | Usually no opening fee |
| Savings / premium accounts | May need a minimum balance |
Official fees at the time of review. Fees change, so confirm before paying.
Common mistakes
- Bringing an unstamped or incomplete salary letter.
- Forgetting to order a chequebook before house-hunting.
- Not asking about minimum balances and monthly fees.
Official sources
Always check the official source before acting. QatarSteps is independent and not a government website.